{"id":194,"date":"2015-05-28T13:33:30","date_gmt":"2015-05-28T17:33:30","guid":{"rendered":"http:\/\/www.buyspringfieldnow.com\/homes\/?page_id=194"},"modified":"2018-03-27T11:15:58","modified_gmt":"2018-03-27T15:15:58","slug":"homebuyer-education","status":"publish","type":"page","link":"https:\/\/www.buyspringfieldnow.com\/homes\/homebuyer-education\/","title":{"rendered":"Homebuyer Education"},"content":{"rendered":"<h2>\u201cA more informed buyer makes for a more successful homeowner!\u201d<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"225\" class=\"alignright size-medium wp-image-283\" alt=\"P7120513\" src=\"http:\/\/www.buyspringfieldnow.com\/homes\/wp-content\/uploads\/2015\/05\/P7120513-300x225.jpg\" srcset=\"https:\/\/www.buyspringfieldnow.com\/homes\/wp-content\/uploads\/2015\/05\/P7120513-300x225.jpg 300w, https:\/\/www.buyspringfieldnow.com\/homes\/wp-content\/uploads\/2015\/05\/P7120513-1024x768.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>An important goal of <strong>Buy Springfield Now<\/strong> is the knowledge our participants acquire regarding home buying process. A more informed buyer makes for a more successful homeowner! Therefore, prospecting homebuyers wishing to participate in <strong>Buy Springfield Now<\/strong>, and who will be contributing less 20% down payment, are required to successfully complete a HUD or CHAPA-certified homebuyer education program. Homebuyer education is also required when applying for any of the down payment and closing costs assistance programs that may be available. You are considered a first-time homebuyer if you have not owned a home during any of the three previous tax years.<\/p>\n<p>The next step is to contact a housing agency if you\u2019re interested in homeownership and want to learn more.&nbsp;<strong>Way Finders<\/strong> and <strong>Springfield Neighborhood Housing Services<\/strong> offer various homebuyer education programs that feature various schedule-combinations and locations throughout the year. Classes may be available in a one or two-day format and may be provided in one eight-hour session or in two, four-hour sessions. Courses are generally conducted on Saturdays, but may be available on weekdays from time to time. No online classes will be available for this program. At least one adult member participating in <strong>Buy Springfield Now<\/strong> and\/or applying for downpayment assistance must attend all sessions of an approved homebuyer education course. Landlord training and counseling is required for purchases with properties having two or more units. Contact one of the following to register for a session that meets your schedule:<\/p>\n<ul>\n<li><strong>Way Finders<\/strong>&nbsp;(413) 233-1616 <a href=\"https:\/\/www.wayfindersma.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.wayfindersma.org<\/a><\/li>\n<li><strong>SNHS<\/strong>(Springfield Neighborhood Housing Services) (413) 739-4737 <a href=\"http:\/\/www.springfieldnhs.org\" target=\"_blank\" rel=\"noopener noreferrer\">www.springfieldnhs.org<\/a><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"225\" class=\"alignright size-medium wp-image-284\" alt=\"P7120520\" src=\"http:\/\/www.buyspringfieldnow.com\/homes\/wp-content\/uploads\/2015\/05\/P7120520-300x225.jpg\" srcset=\"https:\/\/www.buyspringfieldnow.com\/homes\/wp-content\/uploads\/2015\/05\/P7120520-300x225.jpg 300w, https:\/\/www.buyspringfieldnow.com\/homes\/wp-content\/uploads\/2015\/05\/P7120520-1024x768.jpg 1024w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Classes are structured to provide an in depth overview of the home buying process and include topics such as:<\/p>\n<ul>\n<li>A guide to homeownership;<\/li>\n<li>Understanding credit and what lenders look for;<\/li>\n<li>Obtaining a mortgage and the various types of loan products;<\/li>\n<li>Shopping for a home or loan (how to compare);<\/li>\n<li>What to expect from a home inspection;<\/li>\n<li>The Realtor\u2019s role in the home buying process and;<\/li>\n<li>The legal aspects of homeownership and what real estate attorneys do in the closing process.<\/li>\n<\/ul>\n<p>These topics are led by volunteer guest-presenters of the subjects and courses are often available at no costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cA more informed buyer makes for a more successful homeowner!\u201d An important goal of Buy Springfield Now is the knowledge our participants acquire regarding home buying process. A more informed buyer makes for a more successful homeowner! Therefore, prospecting homebuyers wishing to participate in Buy Springfield Now, and who will be contributing less 20% down&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-fullwidth.php","meta":{"ngg_post_thumbnail":0,"footnotes":""},"class_list":["post-194","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Homebuyer Education - Buy Springfield Now<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.buyspringfieldnow.com\/homes\/homebuyer-education\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Homebuyer Education - Buy Springfield Now\" \/>\n<meta property=\"og:description\" content=\"\u201cA more informed buyer makes for a more successful homeowner!\u201d An important goal of Buy Springfield Now is the knowledge our participants acquire regarding home buying process. 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