{"id":2,"date":"2015-05-25T17:32:44","date_gmt":"2015-05-25T17:32:44","guid":{"rendered":"http:\/\/www.buyspringfieldnow.com\/homes\/?page_id=2"},"modified":"2026-04-17T12:35:46","modified_gmt":"2026-04-17T16:35:46","slug":"sample-page","status":"publish","type":"page","link":"https:\/\/www.buyspringfieldnow.com\/homes\/","title":{"rendered":"There has never been a better time to buy a home in Springfield, Massachusetts"},"content":{"rendered":"\r\n

Welcome to Buy Springfield Now! This initiative establishes a collaboration of public, nonprofit and private-sector organizations to preserve and promote homeownership opportunities throughout the City of Springfield<\/em>  <\/strong>      <\/strong><\/p>\r\n

2026 Spring OPEN HOUSE Blitz  April 18th and 19th <\/a><\/strong><\/h1>\r\n

Visit open houses over the weekend.<\/a><\/strong><\/h1>\r\n

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2024 Buy Springfield Now Winner! <\/strong><\/h1>\r\n

                              They received a $500 Rocky’s gift card during<\/strong><\/p>\r\n

                        a special presentation held at the Springfield Museums.<\/strong><\/p>\r\n

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Building Community  Holiday Tree Jubilee free community event | WWLP<\/a> <\/p>\r\n

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Welcome to the Buy Springfield Now Initiative! We are thrilled that you hopefully will choose to purchase your home in the City of Springfield. Buy Springfield Now is an initiative out of the Mayor’s office in the City of Springfield that supports local homeowners and prospective homebuyers. A crucial element of our programming is providing knowledge and quality referrals to homeowners, as well as those wishing to become a homeowner. The Buy Springfield Now Initiative has helped close to 400 families in the past six years purchase homes in Springfield. We are very proud to announce the launch of this brand new, state-of-the-art website!<\/p>\r\n

By using one of our participating Vendors, and purchasing a home in Springfield, you will receive closing costs reduction by the lender you choose, and information about the best loan programs available in the market. The Realtors, Vendors, and other real estate professionals listed on our site are also some of the best in the industry.<\/p>\r\n

If you still have questions, please contact one of our listed real estate professionals or Non Profits for further information, or fill out the questionnaire on the site and we will get back to you. Thank you for choosing Springfield as your home.<\/p>\r\n

For information on the City of Springfield Down Payment Assistance program:  https:\/\/www.springfield-ma.gov\/housing\/index.php?id=124<\/a><\/p>\r\n

Springfield Open Houses<\/a>                                                              Visit Us On Facebook<\/a><\/p>\r\n

City of Springfield Down Payment Assistance Program<\/h2>\r\n

The Down Payment Assistance Program provides down payment and closing cost assistance ranging from $7,500 to
$35,000 for income-qualified, first-time homeowners purchasing a home in Springfield. The program provides a 0%
interest deferred-payment loan, forgiven over ten years if the owner continues to occupy the home as their principal
residence. There is no forgiveness during the first 5 years of ownership. Beginning with completion of the 6
th full year of
owner-occupancy, one-fifth of the loan will be forgiven each year. Upon 10 years of owner-occupancy, the entire loan
will have been forgiven.
Income Eligibility
Household income of the occupant household cannot exceed 80% of the Area Median Income (AMI), as determined
annually by HUD. The following limits are effective June 1, 2025:
1 Person: $67,000 3 Person: $86,100 5 Person: $103,350 7 Person: $118,650
2 Person: $76,550 4 Person: $95,650 6 Person: $111,000 8 Person: $126,300
Forgivable Loan Amount
Loan amounts are determined by the household income calculation and are as follows:
61% – 80% AMI 51% – 60% AMI 50% AMI or less
$10,000 $25,000 $35,000
Program Requirements
The applicant must meet the following eligibility requirements:
\u2022 Contribute a minimum of 1% of own funds toward purchase of the property
\u2022 Successfully complete homebuyer education program from a HUD-certified housing counselor at a HUD\u0002approved housing counseling agency. The following local agencies provide approve homebuyer education:
Cambridge Credit Counseling Center, Holyoke Housing Authority, Springfield Partners for Community Action,
Valley Community Development Corporation, and Way Finders, Inc.
\u2022 Meet City underwriting standards.
\u2022 Landlord training course required for properties containing two or more units
\u2022 Current on City of Springfield taxes, fees, fines or municipal liens.
\u2022 Must be a U.S. Citizen or have legal immigration status eligible to receive federal benefits
Purchase Price limits (NOTE: purchases exceeding these limits may be eligible for a $7,500 forgivable loan)
1 Unit 2 Unit 3 Unit 4 Unit
Existing Home $271,000 $347,000 $420,000 $520,000
New Construction $321,000 $411,000 $498,000 $617,000
For questions or additional information, please contact:
Patricia Montana Maritza Santiago
pmontana@springfieldcityhall.com msantiago2@springfieldcityhall.com
413-787-6500 413-787-6500<\/h4>\r\n

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